How To Decide Which Blogger Link To Use For The Chase Ink 60K

If you follow a variety of travel and points blogs, you’ve no doubt already heard of the latest and greatest credit card deal that just popped up. First2Board is no exception: Traveling Well For Less and What’s Your Point? have already weighed in.

For those of you who haven’t yet heard, the big news is that Chase has upped the sign-up bonus on their Ink Small Business cards to 60K after spending $5K in 3 months. Up until today the standard offer has been 50K, so this is a nice bump. The increase is in honor / support of National Small Business Week, and you can read more about the two Ink cards (and a couple others) on the Chase website.

There’s going to be a lot of moaning about affiliate links and bloggers over the next week, but I think this is a great offer and is certainly worth writing about:

  • It’s a big bonus (60K Ultimate Rewards Points are worth quite a lot if used smartly)
  • It’s bigger than usual (60K vs. 50K)
  • It’s only available for a limited time (through June 22)
  • It’s publicly-available and doesn’t require any strange hoops or “browser tricks” to get the offer to show

That said, if you follow blogs using an RSS reader (make sure to add Food, Wine, and Miles to your RSS list!), it might look something like this right now:

chase-ink-60k-signup-links

And don’t expect it to stop after today. There will undoubtedly be a few reminder posts, a few posts about the best uses of Chase Ultimate Reward points (FWIW my favorites are transferring to United and Hyatt), and a few LAST DAY!!! posts.

I am planning to jump on this offer, but I can’t decide which link to use. Offers like this one are big business for bloggers, as each sign-up can net a pretty sizeable referral payout. I don’t have any credit card affiliate links, so I don’t know exactly how big they are, but it’s pretty safe to assume we’re talking 3 figures per approval. Multiply that by a lot of sign-ups, and it’s offers like these that really pay the bills. Which leads me to this question: How do you decide which blogger link to use for the Chase Ink 60K?

If you’re trying to figure that out for yourself, allow me to offer a few questions you can ask yourself:

Am I friends with any bloggers who have an affiliate link?

If you have a friend who is a blogger, and if that friend has an affiliate link for this offer, then be a good friend and hook them up! Affiliates aren’t allowed to pay you a cut for using their link, but I wouldn’t be surprised if your drinks / dinner are free next time you meet up with them :)

Do I enjoy reading the blog / do I get useful information from it?

Credit card referrals represent a very significant % of many bloggers’ blogging income, and since all blog content is given away free to readers, using credit card referral links is a nice way to “pay them back”.

The question then, is who do you want to “pay back” for their great blog content? Over the past few years, I’ve tried to spread the love around to different bloggers whose content I really enjoy – either because it’s very insightful and helpful, or just because I find it entertaining and fun to read (or sometimes all of the above). If you have a favorite blogger, there’s a good chance they have an referral link for this offer – so head on over to their page and help them out, this blogging thing takes a lot more time and energy than you probably realize!

Does the blogger have a reputation of pushing suboptimal offers?

One of the reasons bloggers as a group have gotten a lot of flack lately is because some insist on pushing their referral link, even when other, better offers are readily available. It’s a deplorable practice if you ask me, and doesn’t deserve to be rewarded. If the bloggers you follow have a reputation for putting your interests ahead of their own (i.e. publicizing the best offer, even when it doesn’t earn them a referral), then hook them up! If on the other hand, they have a reputation for pushing questionable sign-ups, then don’t!

Do I have to use a blogger referral link?

In some cases, yes – there have been instances when the best offers out there are only available via referral links. This is not one of those cases. If you’d rather apply directly via Chase (it has no bearing whatsoever on your likelihood of approval), then you can do that. Here is the link: https://www.chase.com/online/business-credit-cards/ink-card-sbw.htm

 

For those of you who are jumping in on this deal, how are you going about deciding which link to use? Are you taking into account any factors I didn’t mention?


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  13 comments for “How To Decide Which Blogger Link To Use For The Chase Ink 60K

  1. ES
    June 16, 2013 at 5:42 pm

    Another option is to apply at the bank. That is what I plan to do. It is possible they will have an even better offer, and if not, during my last visit there I was told that if immediately approved, the cards can be sent either overnight or 2nd day. That will come in handy since I need to book a thousand dollar airbnb reservation asap and I would like to use the new card to do it. I was told we can even call the recon line from the bank if need be. So as you weigh your options, consider a trip to a Chase branch, if you happen to live near one. The bankers I met when we recently expanded our relationship with Chase have been very helpful and I prefer giving them the credit, whatever it may be, to using an affiliate link.

    • June 16, 2013 at 6:41 pm

      Another great option! I’ve definitely heard reports of Chase branches having better offers for the United cards – certainly possible that the Ultimate Rewards cards could see similar treatment.

  2. June 16, 2013 at 11:11 pm

    While I don’t have direct links, I do have a creditcards.com banner which has these Ink 60K offers. I don’t push using my links in posts but I’ll trade you an approved application for some great Brooklyn pizza on a mini pizza tour! lol Tempting, right!
    No clue what this card pays BTW.

  3. June 17, 2013 at 1:37 am

    I bid TWO mini pizzas hehe

  4. harvson3
    June 17, 2013 at 9:53 am

    Here are the main indicators (“lines-in-the-sand”) for bloggers pushing inferior offers, with the inferior affiliate offer and the better offer:

    Priority Club 60K/80K
    Marriott 50K/70K (may be dead?)
    Citi AA 30K/40K
    Barclays US 30-40K/35K with 10K renewal

    As we’ve noted, it’s not that hard to track down the offenders.

    • June 17, 2013 at 10:48 am

      I like your idea of “lines-in-the-sand” and it’s a good list.

      I don’t know if there’s still a public offer for the Marriott 70K, but I do have a targeted one sitting in my email inbox right now :)

  5. June 17, 2013 at 10:27 am

    If I apply (and I’m not sure I will; the 10K bump is nice but not revolutionary) I’ll go direct. No need to support an industry that has gotten lazy and skewed on personal gain rather than sharing new and useful information.

    Also, you’re missing out on a bunch of posts about the topic. I’ve counted more than 20 so far since the new offer became official. There were 3-4 before it was official and at least one “reminder” so far from someone who already posted once. It is going to be a long week.

    • June 17, 2013 at 10:45 am

      Indeed it will.

      I wasn’t trying to highlight ALL the posts about the topic – just a quick visual illustration. I don’t have the time (nor the inclination) to keep up to date on what will no doubt be a hefty number this week. Might even beat the total number of posts about the Amex 75K from earlier this year!

  6. gloreglabert
    June 17, 2013 at 3:08 pm

    There’s also another dimension of ‘pushing suboptimal offers’ to be aware of, which is blatantly IGNORING offers until affiliate links are live — i.e., if I don’t have my affiliate link, I won’t give you any offer until I do. Unfortunately, almost ALL of the CC-pimping bloggers are guilty of this. For this deal, I believe MillionMileSecrets was the ONLY blogger who posted the deal prior to his affiliate links being turned on. Of course, if you’re going to use an affiliate link, I’d still recommend using the link of a blogger who doesn’t shill for credit cards at all. FrequentMiler is probably the best example of this.

  7. June 17, 2013 at 5:18 pm

    @TBB- Deal! LOL Extra Cheese?

  8. August 6, 2013 at 6:40 pm

    This is why I stay out of credit cards aside from my own applications and what I actually use.

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