{"id":1018,"date":"2013-05-13T13:02:29","date_gmt":"2013-05-13T20:02:29","guid":{"rendered":"http:\/\/first2board.com\/giddyforpoints\/?p=1018"},"modified":"2013-05-13T13:02:29","modified_gmt":"2013-05-13T20:02:29","slug":"annual-fee-is-due-what-have-you-gotten","status":"publish","type":"post","link":"http:\/\/first2board.com\/giddyforpoints\/2013\/05\/annual-fee-is-due-what-have-you-gotten\/","title":{"rendered":"Annual Fee is Due! What Have You Gotten?"},"content":{"rendered":"

Whenever your credit card annual fee is due, you should always call the # on the back of the card to see what they will offer you if you are “considering” closing your account, even though you have every intention of keeping the card. (But they don’t know that)<\/p>\n

So far this year this is what I have gotten or not gotten:<\/p>\n

Southwest Chase<\/strong>: $59 annual fee-They offered me an additional 1,000 rapid reward miles in addition to the 3,000 miles I would already receive for renewing the card. This wasn’t the greatest offer but decided to keep it open anyways.<\/p>\n

Capital One Visa Signature<\/strong>: $59 annual fee- They offered to waive the annual fee. I decided to keep it open to extend the average age of my credit cards to help my credit score.<\/p>\n

British Airways Chase<\/strong>: $95 annual fee- They didn’t offer me anything, not even to waive the fee so I just closed the account. I should look into the business version now.<\/p>\n

United Chase<\/strong>: $95 annal fee-They offered me either to waive the annual fee or 10,ooo United miles so I took the miles. Gets me closer to an award ticket plus I didn’t really want to close this account but good thing I called.<\/p>\n

I am unsure how they come up with the offer but I wonder if it has to do with how much spend you put on the card if any at all. My British airways I hadn’t but any spend on it for most of the year and the United Card I had. Maybe for next time, I will try to put spend before the annual fee is due to see if I consistently get good offers.<\/p>\n

What have you gotten for “considering” to close your account. Would love to know what offers are out there.<\/p>\n","protected":false},"excerpt":{"rendered":"

Whenever your credit card annual fee is due, you should always call the # on the back of the card to see what they will…<\/p>\n","protected":false},"author":13,"featured_media":1019,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0},"categories":[167,193,192],"tags":[],"yoast_head":"\nAnnual Fee is Due! What Have You Gotten? - Giddy For Points<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/first2board.com\/giddyforpoints\/2013\/05\/annual-fee-is-due-what-have-you-gotten\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Annual Fee is Due! 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