{"id":2722,"date":"2014-05-28T15:32:41","date_gmt":"2014-05-28T22:32:41","guid":{"rendered":"http:\/\/first2board.com\/giddyforpoints\/?p=2722"},"modified":"2014-05-28T15:32:41","modified_gmt":"2014-05-28T22:32:41","slug":"month-long-app-o-rama","status":"publish","type":"post","link":"http:\/\/first2board.com\/giddyforpoints\/2014\/05\/month-long-app-o-rama\/","title":{"rendered":"My Month Long App-o-rama"},"content":{"rendered":"

In this hobby of collecting miles and points, one of the easiest ways to earn them is through credit card sign ups.<\/p>\n

Just a word of caution, to apply for credit cards, you should have good credit, you should pay your balance off every month, and you should be very organized.<\/p>\n

To have an idea of what your credit score is, I use Credit Karma <\/a>which is a free service and will give you a score relative to your Trans Union score. I also suggest looking at your report for any discrepancies. I use annualcreditreport.com<\/a> which you can use to get your report for free annually.<\/p>\n

Some people apply for multiple credit cards in one or several days and wait 3 months and do this over again. I usually take my time and apply for several during the month and wait 3+ months before doing the process again.<\/p>\n

Just to give you an idea for those with doubt of this process, \u00a0here is my Credit Karma score after doing this for 4 yrs. Also I have never<\/strong> been late\u00a0or missed a payment.<\/p>\n

\"Credit<\/a><\/p>\n

This is just one score but my other 2 scores are around the same.<\/p>\n

So here are my applications this month which all have been approved for:<\/p>\n

Alaska Airways Card by Bank of America<\/strong> <\/a>– This card comes with 30,000 Alaska miles with no purchase required and there is a $75 annual fee. The miles posted shortly after my card arrived in the mail. This is my first Alaska card but I’ve heard it is very churnable.<\/p>\n

Wells Fargo Propel World Amex Card <\/a><\/strong>– This new WF card comes with 40,000 points when you spend 3,000 in the first 3 months. The $175 annual fee is waived the first year. You also get 3x on airfare, 2x on hotels and 1x everywhere else and an annual $100 credit for airline incidentals. Since I also have a WF checking account, I will get 10% bonus on non bonus reward points. \u00a040k points = $400 which I could have used to purchase travel but I went ahead and transferred the money into my bank account. The redemption posted within one day.<\/p>\n

\u00a0American Airlines Citi Executive Card <\/a><\/strong>– This is my second card and it comes with 100,000 AAdvantage miles after you spend $10,000 within the first 3 months. You do get a $200 statement credit and Admiral Lounge Access. Many have reported getting the bonus more that once so that is why I applied for it again. I did have to call the number they gave me to move credit around but after a few minutes I was approved.<\/p>\n

HHonors Citi Card<\/a> <\/strong>– I had this card several years ago and canceled it so decided to apply for it again since it now comes with 60,000 HHonors points after you spend $1,000 within the first 4 months. You also get Silver Status but this is mute since I have Gold from another card. HHonors points are devalued but I figured its good for at least one night at a good hotel. At least it has no annual fee. I did have to call the # they gave me to move credit around but after a few minutes I was approved.<\/p>\n

Everyone has their own tolerance when it comes to applying for credit cards. \u00a0Only do what you are comfortable with.<\/p>\n

FYI I don’t get any referral credit for the links. I just thought I would include them just in case others were interested.<\/p>\n","protected":false},"excerpt":{"rendered":"

In this hobby of collecting miles and points, one of the easiest ways to earn them is through credit card sign ups. 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