{"id":159,"date":"2016-01-03T12:28:41","date_gmt":"2016-01-03T20:28:41","guid":{"rendered":"http:\/\/milespointsreselling.com\/?p=159"},"modified":"2016-02-14T08:31:37","modified_gmt":"2016-02-14T16:31:37","slug":"planning-my-next-credit-card-churn","status":"publish","type":"post","link":"http:\/\/first2board.com\/milespointsreselling\/2016\/01\/03\/planning-my-next-credit-card-churn\/","title":{"rendered":"Planning my Next Credit Card Churn"},"content":{"rendered":"

2016 is going to be my first full year of credit card churning in 2 years. \u00a0We bought and sold a house last year and in anticipation of that I laid low on the credit card churning for almost 18 months. \u00a0It wasn’t until August of 2015 until I had a full churn of 6 credit cards. \u00a0Now that I have met my minimum spends it is time for another round of applications. \u00a0This time it is my wife’s turn.<\/p>\n

I usually plan for a short term trip and a long term trip when deciding what cards to get. \u00a0Our short term trip is usually taking the family to Hawaii. \u00a0We managed to accomplish that goal in 2014 with trips to Hawaii (trip report<\/a>) and Europe (trip reports\u00a0part 1<\/a>\u00a0&\u00a0part 2<\/a>). \u00a0Then with having to cool my jets with the home purchase, 2015 was a slow year travel wise. \u00a0Now I am getting cabin fever and going into full on churn mode. \u00a02016 will be a good year. \u00a0<\/p>\n

Our long term goal is taking the family to Ireland next summer. \u00a0For the most part I have all the miles I need for that and getting 7 family members (mostly in business class) to Ireland next year will tap me out points wise. \u00a0That means this churn will focus heavy on getting us to Hawaii. \u00a0Here are the cards I am looking at.<\/p>\n

British Airways 100,000 miles:<\/span> \u00a0The sign up bonus for BA’s credit card is currently 100,000 miles after 22k in spending. \u00a0You get the first 50,000 after spending 2k, another 25,000 miles after an additional 10k, and the final 25,000 additional miles after spending another 10k. \u00a0I signed up for this offer in August and should finish up the 20k spend this month. \u00a0Adding 100k to my wife’s account will be enough to get us to Hawaii.<\/p>\n

Wyndham Rewards 30,000 points<\/span>:<\/span> \u00a0Wyndham did an amazing thing this year. They increased the value of the rewards! \u00a0Talk about bucking the trend. \u00a0Prior to the change points required for a reward night ranged from 5k to 50k.\u00a0 Now it is a flat rate of 15k across the board. Wyndham has a handful of luxury properties which make 15k redemptions a steal. \u00a0Including the Koloa Landing in Kauai. \u00a0As an added bonus the card earns 2x rewards on all spending. \u00a0So it will be easy to manufacture free nights. \u00a0Not to mention it is also a Barclay’s card making it\u00a0legitimately churnable.<\/p>\n

BBVA Compass NBA Card:<\/span> \u00a0I also like to plan for some spending money as well. This card currently comes with a $200 sign up bonus. \u00a0However, that is not the main reason I am interested in this card. \u00a0Twice a year the card also offers 5x cash back on all spending during all star weekend and the NBA finals. \u00a0That is very kind of BBVA.<\/p>\n

At the moment I am not seeing a 4th card that interests me much. \u00a0I will probably toss in an Alaska Airlines card because I love AS miles and call it a day.<\/p>\n","protected":false},"excerpt":{"rendered":"

2016 is going to be my first full year of credit card churning in 2 years. \u00a0We bought and sold a house last year and…<\/p>\n","protected":false},"author":95,"featured_media":203,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[2,6],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"\nPlanning my Next Credit Card Churn - Miles Points Reselling<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/first2board.com\/milespointsreselling\/2016\/01\/03\/planning-my-next-credit-card-churn\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planning my Next Credit Card Churn - 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