{"id":293,"date":"2016-02-15T07:55:02","date_gmt":"2016-02-15T15:55:02","guid":{"rendered":"http:\/\/first2board.com\/milespointsreselling\/?p=293"},"modified":"2016-02-15T07:55:02","modified_gmt":"2016-02-15T15:55:02","slug":"credit-card-churning-rules-and-manufacture-spend-whats-left","status":"publish","type":"post","link":"http:\/\/first2board.com\/milespointsreselling\/2016\/02\/15\/credit-card-churning-rules-and-manufacture-spend-whats-left\/","title":{"rendered":"Credit Card Churning Rules and Manufacture Spend, What&#8217;s Left?"},"content":{"rendered":"<p>Today,\u00a0I will be doing our next churn and sign my wife up for 3 credit cards. \u00a0In thinking about what cards to get, I started taking a look at what was left churning\u00a0wise and what was left to meet those minimum spends. \u00a0In doing so I compiled a short list of where things currently stand. \u00a0It helped me organize my thoughts so I thought I would share.<\/p>\n<p>While doing this exercise, the funny thing was I remembered I can use my everyday spending to help meet minimum spends. \u00a0It&#8217;s been so long since I used everyday spending for minimum spend that I honestly forgot. \u00a0How novel to use a credit card the way it was intended to be used?<\/p>\n<p>Credit Cards<\/p>\n<ul>\n<li>Amex &#8211; One bonus per lifetime<\/li>\n<li>Wells Fargo &#8211; One bonus per lifetime<\/li>\n<li>Chase &#8211; 5\/24 rule soon to be applied to all cards.<\/li>\n<li>Citi &#8211; 18 months, but what do recent shutdowns mean?<\/li>\n<li>Bank of America &#8211; Churnable? Yes, but not like they used to be, special\u00a0thanks to MMS and Frequent Miler.<\/li>\n<li>Barclays &#8211; 6 months<\/li>\n<\/ul>\n<p>Manufactured Spend<\/p>\n<ul>\n<li>Redbird &#8211; Dead<\/li>\n<li>Serve &#8211; Zombie (dead for some, tread lightly for others)<\/li>\n<li>Bluebird &#8211; Zombie<\/li>\n<li>Buxx &#8211; Dead<\/li>\n<li>Citigold &#8211; Dead<\/li>\n<li>Money Orders &#8211; Get a lawyer<\/li>\n<li>Other Prepaids &#8211; Short term fix be ready to float when shut down<\/li>\n<li>Paypal &#8211; Be ready to float<\/li>\n<li>Fidelity Brokerage &#8211; Need to be rich<\/li>\n<li>Reselling &#8211; Float<\/li>\n<li>Normal Everyday Spend &#8211; You mean I have to spend my own money!<\/li>\n<\/ul>\n<p>As you can see not much is left. \u00a0It is a pretty ugly time for this hobby. \u00a0I would be lying if I said I don&#8217;t have a certain amount of frustration with those who contributed to the demise of this game. \u00a0Good news is that there are still things left but I definitely have to reduce the scale.<\/p>\n<p>My last churn was six cards this one will be three. \u00a0Fortunately,\u00a0I don&#8217;t need much to meet our goals for\u00a0Hawaii this year and Ireland next year. \u00a0I actually have all the miles I need for those trips but I want to pad my mileage accounts a bit, a little hoarding doesn&#8217;t hurt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today,\u00a0I will be doing our next churn and sign my wife up for 3 credit cards. \u00a0In thinking about what cards to get, I started&#8230;<\/p>\n","protected":false},"author":95,"featured_media":325,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[2],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Card Churning Rules and Manufacture Spend, What&#039;s Left? 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